What you may not know

There are many options for a consumer to help resolve their credit problems. These options are available to all consumers, and can cost very little.

First, you can order your 3 credit reports from Eqifax, Experian and Trans Union for free, if you have never ordered them in the past. Or, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days.

Get your Credit Reports

You can get your credit reports from here: www.annualcreditreports.com

Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur and this has a negative affect on your credit score.

You have the ability to dispute any negative items on your credit report that you feel are inaccurate. The credit bureau’s are required by law to investigate all claims of inaccurate information.

Want to read the Consumer Credit File Rights?

Consumer Credit File Rights PDF

If you need more help

We are here to help you with any questions you may have. If you feel overwhelmed by all the legal talk, and would like a professional to help you, just visit our website at

FR Credit Repair